(435) 586-4476

logo

Making Title Insurance in Cedar City, Utah, and surrounding areas, accessible and simple.

Ready for a great experience with your title insurance needs? Whether you are looking for a closing, settlement, or title agent in Cedar City, Utah we are here to help you buy or sell your home. We assist local residents and business owners with all of their title insurance and real estate closing services. We are proud of our experienced and knowledgeable staff and look forward to making your experience enjoyable.

 

Serving Cedar City and Southern Utah

At American First, Escrow and Title Insurance Agency, our aim and biggest goal is to provide our clients with accurate, timely title and escrow services. We support residential, commercial and equity transactions. We pride ourselves in providing 'big-town' efficiencies with a "small-town" touch. From the first greeting to final handshake, we endeavour to surprise our clients in a good way and surpass all expectations.

Cedar City, Utah's Premier Escrow Service Provider

Buying or selling real estate in Cedar City, Utah generally involves the transfer of great value. It's imperative that a trusted, neutral 3rd party can adequately handle all of the needed documentation as well as the transfer of funds from one party to another. All of the conditions of the sale need to be met with most integrity and zero errors before the property and money can change hands. Our Escrow services impartially carries out the instructions given by the buyers, sellers and lenders. This includes receiving funds and documents necessary to comply with all instructions, obtaining and verifying all required forms and overseeing the final delivery of the items to the proper parties upon the successful completion of the escrow.

Title Insurance - Legal Ownership

A property title allows ownership to legally transfer from one person or business to another. Every title is made up of many different "rights" and "interests" that may be owned by different people. Although others may also have rights to the property, such as liens for unpaid utilities, homeowner’s dues or mortgages, the most valuable rights and interests are owned by the property’s owners. A Title is composed of three basic elements; 1: Rights and interests that are published in public records or by inspection of the property (such as deeds, mortgages and leases); 2: Rights and interests that are not recorded but exist (such as limitations imposed by laws and statutes); and 3: Rights and interests that are hidden (such as forgeries, secret marriages and unknown heirs).

Southern Utah Property Research

Property research includes a property title search. This is in important step in determining who truly owns a property and also checks for all existing liens, loans and judgments which have been disclosed, and dealt with, prior to the close of escrow. If liens or judgments are not discovered before closing, the buyer can face challenges later on. The title search is the first step in determining a title company’s ability to insure a transaction and it provides protection for the seller and lender in the event liens are discovered after closing.

Residential Title Services

American First Escrow and Title performs all title work in-house. We assist support our clients and associates by conducting title searches on site. We employ experienced title examiners who have years of experience in dealing with every type of title examination.

Commercial Real Estate Services

American First Escrow and Title has a reputation in Cedar City, Utah for outstanding title and escrow services for commercial real estate transactions. A review of our commercial projects will provide evidence of the confidence and satisfaction of our commercial clientele.

Real Estate Closings in Cedar City

American First Escrow and Title has years experience closing all types of real estate transactions. From Commercial to Residential properties, our professionalism and proficiency in the closing of residential and commercial real estate transactions has earned us the respect of local business, law and real estate professionals throughout Cedar City and Southern Utah.

Escrow and Title Services in Cedar City and Southern Utah

Local services supporting local residents and professionals.

Excellence in customer service is one of our most recognizable trademarks. Many choose not to focus on that these days but here at First American Escrow and Title, we take pride in customer satisfaction. We feel that every business needs to offer the best in customer service. In order to provide better customer care, our local title insurance company provides a team of outstanding professionals to assure top customer satisfaction. After all, buying and selling homes is a thrilling event tht does not have to be overwhelming. Home buyers tend to remember whether or not the experience was positive or not. We aim to leave a positive, lasting impression that will stick.

Here are just a few ways we are supporting our clients:

  • Simplified Processes, Less Paperwork
  • On-Time Form Delivery
  • eSignatures
  • Protected Property Rights
 
About Images

The Best Customer Care to the Citizens of Cedar City and the surrounding Southern Utah area.

We aim to provide Customer Care and excellent service. Our goal is consistent performance in delivering value to our customers with the highest level of integrity. We strive to meet or exceed our Southern Utah and Cedar City based customers. Great service is a big part of our mission and a crucial element for developing life-long, valued relationships in our community. We strive for genuine customer satisfaction on every level as we deliver exceptional value daily.

News & Trends

Impact of eClosings

While some states have completed fully digital closings, not everyone in the title industry is making the leap just yet. Many agents are getting into what's termed as '“hybrid closings”, where they are signing part of the documents electronically and then some of the documents are still signed with pen and paper.

Incongruent state laws, various lender demands as well as financial ability to invest in the technology make eClosings an attractive option. Choose a company you feel is open to the process you feel good about and is helpful in supporting your workflow.

In addition to maintaining security when participating in eClosings, title agents need to be aware of what the lender needs and expects. Demand from lenders is lacking in some areas at the moment, however, some eClosings are being implemented. Lenders haven’t pushed too hard for eClosings but the trend is moving in that direction.

Economy Expected To Remain Robust

Although the country has been embroiled in a series of tariff wars and trade negotiations many thought would cripple the GDP, the exact opposite seems to have occurred. With the NAFTA deal now being redone as the USMCA, trade with Canada and Mexico are expected to be more beneficial for American businesses and wages. The administration is currently reworking a trade deal with the EU and a zero-tariff goal is on the table. The price of goods appears to be staying low and the U.S. Business Confidence Index remains over 100 percent. These trends seem to overwhelmingly favor the American economy and housing market in 2019 and beyond. Whether you are buying or selling, your trusted real estate professional is aware of the trends in your area and ready to help you find success with your real estate transactions.

Testimonials

It was a pleasure to work with American First Escrow and Title. The office staff treated us like family, they are such nice, professional people. My deepest gratitude to you all at American First Escrow and Title, you truly standout. You have developed a unique business for our area.

T. Haldow St. George, Ut. Resident We value feedback! >>